Structure & Ownership

    UBO calculations

    Know who ultimately owns what. Calculate beneficial ownership through every layer using 25%, 10% or custom thresholds, with each supporting calculation clearly traceable.

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    Beneficial ownership

    Threshold 25%

    Beneficial owner

    Look-through

    Effective

    JM

    J. Mitchell

    UBO: above threshold

    100% × 65%

    65.0%

    SC

    S. Chen

    UBO: above threshold

    40% × 65%

    26.0%

    AR

    A. Rahman

    Below threshold

    14% × 65%

    9.1%

    EM

    E. Mitchell

    Below threshold

    10% × 65%

    6.5%

    RW

    R. Whitfield

    Below threshold

    5% × 65%

    3.2%

    2 owners above 25% · every calculation traceable

    How It Works

    UBO calculations

    Know who ultimately owns what. Calculate beneficial ownership through every layer using 25%, 10% or custom thresholds, with each supporting calculation clearly traceable.

    Book a Demo
    01

    Look-through at any depth

    Interests are multiplied down chains of holding companies, trusts and partnerships automatically, including nominee holdings and corporate trustee arrangements.

    02

    Thresholds calculated side by side

    25% for AUSTRAC, 10% for some regulators and custom thresholds for individual banks are calculated in parallel, so each request can be answered precisely.

    03

    Two routes to a beneficial owner

    Owners surface both from calculated holdings above the threshold and from recorded control roles, so someone controlling through a trustee or appointor position is never missed.

    04

    One person, every holding

    The same individual across several entities resolves to one identity, so their consolidated interest across the group appears on a single record.

    05

    Workings you can show

    Each result shows the chain and the arithmetic behind it and links back to the registers it came from, so the number can be defended to a bank or an auditor.

    FAQ

    Questions, Answered.

    Everything teams ask before they move their corporate record into EntityFlo.

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    Trustees, appointors and beneficiaries are surfaced separately, so a bank or regulator can apply its own beneficial ownership test to the trust.

    The calculations and the resulting KYC pack are designed against AUSTRAC and FATF beneficial ownership expectations, including the 25% threshold and control tests.

    The gap is raised as a compliance finding against the entity so it can be corrected before the register is relied on.

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